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spcaact

Bank of Baroda, India ’ s International Bank

Middle East


Deposit Products & Services

SPECIAL CURRENT ACCOUNT – NON-INTEREST BEARING ACCOUNT

  • Only Individuals (single/joint) eligible
  • Opened for the purpose of Cheque book facility and Cheque collection facility
  • The Product is offered to Savings A/c customers who require Cheque book facility
  • A/c can be opened in AED, USD, GBP and EUR
  • Minimum Balance AED 2500/- or equivalent amount of USD/EUR/GBP
  • Interest -NIL-
  • Mailing of statement of accounts whenever transactions take place and monthly consolidated statement through email - free of charges
  • All A/cs are opened based on KYC guidelines as prescribed by the Central Bank of UAE
  •  

    Requirement for Opening of Special Current Account

  • Duely filled application form with signature card
  • Original Passport with photocopies of all relevant pages including pages of Indian address and parents name
  • Photocopy of valid labor card
  • Two recent passport size photographs
  • Salary certificate or copy of labor contract
  • Original documents to be presented for verification

  • Other Details

  • Minimum Balance required for opening and operating the account is as follows failing which AED 50/- will be deducted every month for non compliance. If balance reaches to a stage when minimum balance charges are not recoverable from the account, Bank has the right to close such account
  • If there are no operations in the account continuously for two years, such account may be treated as dormant. Such account may be revived at the discretion of the bank on submission of required documents and payment of service charge of AED 50/

  • Minimum daily balance

    AED 2500/-

    Non maintenance charges-AED 50/- per month

    A/c. Maintenance charges

    AED 25/-

    Every 6 months i.e. March and September every year

    Cheque Return Charges

    AED 200/-

    Every outward - return cheque charges

    Cheque Return Charges

    AED 25/-

    Every inward - return cheque charges

    Half yearly charges for Dormant A/c

    AED 25/-

    Every 6 months

    Account closeing charges


    AED 100/- if closed before completion of 1 year and AED 50/- if closed after completion of 1 year

    ATM charges

    AED 25/-

    Every 6 months

    Charges for re-issue of ATM

    AED 50/-


    Other Service Charges


    As per NOTICE displayed in Bank premises from time-to-time


  • Download the application for Special Current Account
  • For more details please contact nearest Bank of Baroda branch in UAE.

     
     Dear Customer If you have not still submitted your renewed KYC documents please submit it urgently to your base branch in order to avoid freezing of account........