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Bank of Baroda, India ’ s International Bank

Middle East

Retail Banking

Baroda Baroda Loan / Overdraft against Property (Mortgage loan)

Bank of Baroda offers Loan / Overdraft against property.

Salient Features

Purpose of Loan:

  • Facility for any purpose other than speculation in the form of overdraft / loan

  • Amount of Loan:

  • Minimum AED 1,000,000/-
  • Maximum AED 5,000,000/-

  • Eligibility Criteria:

  • Individuals: Salaried employees, Professional, self employed, businessmen & others
  • Age: Mininmum: 21 years,Maximum : 60 years
  • Income Criteria: Minimum gross annual income: AED 60,000/-

  • Amount of Loan:

  • Salaried Employees - up to 36 times of net monthly income
  • Self-employed - up to 3.5 times of net annual income (average of last 3 years)

  • Rate of Interest*:

  • 12% p.a.

  • Repayment period:

  • Overdraft - 12 months
  • Loan - Maximum 84 months

  • Additional Benefits:

  • Low Processing charges
  • Online sanction

  • For Further details

    *Terms: Rates and charges are subject to change from time to time

    Download Application Form

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