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Bank of Baroda, India ’ s International Bank

Middle East

Baroda Overdraft Advantage

Salient Features

Target Group:

  • Salaried Individuals


  • For Salaried Indiividuals


  • Salaried Employees who are in regular and confirmed employment in organized sector/large establishment companies/ Gov't department for atleast one year
  • The applicant should be an account holder of the branch
  • Atleast one month's salary should have come from the employer to the credit of applicants account
  • Note :- Salary per month should be AED 10000/-


    Nature of Facilities:

  • Overdraft for 12 months subject to annual review

    Loan Amount:

  • One Month Salary

    Interest Rate*:

  • Maximum up to 16%

    Processing Charges*

  • Processing charges are 2% of loan amount
  • Additional 0.50% of loan amount would be charged for accident insurance

    Documents to be Obtained:

  • Personal data form
  • Photocopy of passport
  • Photocopy of Visa
  • Photocopy of personal bank account statement
  • One photograph
  • Photocopy of work permit
  • Original salary certificate
  • Undertaking from employer to transfer salary and terminal benefits to our bank


    For Further details

    *Terms: Rates and charges are subject to change from time to time

    Download Application Form

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