Overdraft Against Property

  • Key Features
  • Eligibility
  • Charges
  • Apply Online

Key Features

  • The Scheme aims at providing finance for working capital finance against immoveable property.
  • Single line of credit for Working capital such as Over Draft, Trust Receipts, BP/BD/LCD, short term demand loans, Letter of credits, Bank Guarantee, etc. immoveable property
  • Loan amount: 50% of the Market Value of the property to be mortgaged (60 % in case the third party guarantee of adequate worth is available in addition to the propery to be mortgaged) maximum AED 5 million
  • Period: Renewable annually. Can be availed in the form of loans repayable in 36 months.


  • All business / Service concerns having sales turnover upto AED 100 millions and undertaking the business of trading in goods and services
  • Security: Assignment / mortgage of the immoveable property / personal guarantee, etc.


  • Rate of interest*: Competitive Rate of interest prevailing at the time of sanction

*Terms: Rates and charges are subject to change from time to time

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