Overdraft Advantage

Overdraft Advantage.

  • Key Features
  • Eligibility
  • Charges
  • Apply Online

Key Features

  • For Salaried Indiividuals
  • Loan Amount: One Month Salary
  • Nature of Facilities: Overdraft for 12 months subject to annual review
  • Salaried Employees who are in regular and confirmed employment in organized sector/large establishment companies/ Gov't department for atleast one year
  • The applicant should be an account holder of the branch
  • Atleast one month's salary should have come from the employer to the credit of applicants account
  • Note :- Salary per month should be AED 10000/-


  • Personal data form
  • Photocopy of passport
  • Photocopy of Visa
  • Photocopy of personal bank account statement
  • One photograph
  • Photocopy of work permit
  • Original salary certificate
  • Undertaking from employer to transfer salary and terminal benefits to our bank


  • Interest Rate*: Maximum up to 16%
  • Processing Charges*:  Processing charges are 2% of loan amount
  • Additional 0.50% of loan amount would be charged for accident insurance

Apply Online

Occupation Details

Bank Account Details



Application Form