Margin Money Loan To NRI

Margin Money Loan To NRI .

  • Key Features
  • Eligibility
  • Charges
  • Apply Online

Key Features

  • Quantum of loan:
  1. For salaried person: 15% of cost of house purchased in India or 12 times of salary whichever is lower subject to maximum AED 250,000/-
  2. For Others: For Others Margin Money contribution on Housing Loan in India or 125% of average annual income for last two years whichever is lower subject to maximum 250,000/
  • Repayment: Maximum 60 months (Amount of installment not to exceed 60% of monthly income of the borrower)



  • Non Resident Indian and person of Indian Origin (as defined under FEMA)
  • Age: Minimum 21 yrs. to Maximum 65 yrs.


  • Rate of Interest*: 1% over base rate, i.e., 12% per annum with monthly rates on daily reducing balance.
  • Processing Charges*: 1% of the loan amount .Minimum charges AED 200/-

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