Personal Loan To Professionals

  • Key Features
  • Eligibility
  • Charges
  • Apply Online

Key Features

  • High Loan amounts of up to AED 500,000/-
  • For any personal needs
  • Loan amount can go upto 15 gross monthly salary multiples
  • Loan tenure upto 48 months
  • Attractive Interest rate options starting from 6.00% p.a.
  • Available to UAE Nationals and Resident Expatriates
  • Quick Processing and disbursement within 24 hrs

Additional Benefits:

  • One time top up after satisfactory repayment of one year
  • Free remittance (rapid funds to India)
  • Free accidental insurance for entire loan amount.


  • Approved Employers as per bank list
  • Minimum salary of AED 2500/-
  • Salary needs to be transferred to BOB
  • Regular and confirmed employment in organized sector/large establishment companies/Govt. department for 3 years

Documents Required:

  • Application form
  • Photocopy of passport, EID & VISA copy
  • Photocopy of personal Bank account statement
  • One photograph
  • Photo copy of work permit
  • Original salary certificate
  • Undertaking from employer to transfer the salary and terminal benefit to BOB.


  • Processing Charges *:
  1. 1% of loan amount, minimum of AED 1,500
  2. Additional 0.40% - 0.50% of loan amount would be charged for accidental insurance
  3. AED 10/- per cheque will be charged for other bank's PDCs
  • Prepayment Charges*:  2% of amount of loan outstanding

Apply Online

Occupation Details

Bank Account Details



Application Form