Salary Linked Loan

Salary Linked Loan.

  • Key Features
  • Eligibility
  • Charges
  • Apply Online

Key Features

  • Eligibility:- Loans to regular & confirmed salaried class with minimum 3 years employment with the same organization and maintaining salary account with us to meet any personal needs.
  • Increased Loan Amount Multiple:- Up to 12 times of monthly income subject to minimum & maximum amount of AED 10,000 & AED 500,000 respectively.
  • Increase Repayment Period: - up to 48 months
  • Free personal accident insurance coverage for entire loan amount
  • Free ATM card for Savings Bank Account
  • Free remittance through Rapid Funds2India* subject to conditions
  • Free e-mail Statement & Free Internet-Banking for Savings Bank Account
  • Online Sanction
  • Take over from other banks possible, subject to conditions



  • Personal Data Form
  • Photocopy of passport, Visa and Labour Card/Work Permit
  • Copy of personal bank account statement
  • One photograph
  • Original Salary Certificate
  • Undertaking from employer to transfer the salary and terminal benefit to our bank
  • Undertaking from borrower to keep his passport, labour card and his visa renewed from time to time during currency of loan
  • Undertaking from borrower authorizing us to receive terminal benefits from the employer.


  • Rate of Interest*: -6.00% p.a. (reducing balance).
  • Processing Charges *:- 1% upfront minimum AED 250/-
  • Prepayment charges *:- 2% of the amount of loan outstanding, minimum AED 250/-  

Apply Online

Occupation Details

Bank Account Details



Application Form