Your trusted partner for dreams coming true.

Easy and flexible loan repayment options.

  • Key Features
  • Eligibility
  • Charges
  • Warning Box
  • Higher limit up to AED 500,000
  • Repayment period up to 48 months
  • Competitive rate of interest
  • No Hidden Charges
  • Interest charges on Daily Reducing Balance
  • Individuals salaried employees
  • Tenor – Max. 48 Months
  • Limit- Min. – AED 10,000 Max. AED 500,000

Interest Rates


Monthly Income Range

Interest Rate
(Reducing Balance)

Up to  AED 10,000

10.00% p.a.

More than AED 10,000 to AED 25,000

9.00% p.a.

More than AED 25,000

8.00% p.a.

Processing Fees

1.00% of loan amount with min. AED 500/- plus VAT

Debt Management Tool/Guidelines as per Compliance of Consumer Protection Standards of CBUAE

- If you do not keep up your repayments/payments, you may lose your property
- You may have to pay penalties if you pay off a loan/financing early
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future

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