बचत करना अच्छाथ है. सावधानीपूर्वक बचत करना और भी अच्छा. है.
हमारे विभिन्न बड़ौदा बचत खातों में से चयन करें.
Home Loans
Baroda home Loans offer you the flexibility for acquiring ready to occupy house/flat from developers or by choosing re-sale properties and takeover of from other banks.
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Key Features
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Eligibility
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Charges
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Warning Box
Home Loan products to suit every customers need
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Low Interest Rates
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Low Processing Fee
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No Hidden Charges
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3rd year onwards interest rate is linked to Emirates Interbank Offered Rate (EIBOR) of the bank and is reset
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Quarterly.
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Interest charges on Daily Reducing Balance
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Longer tenor up to 25 years
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Moratorium period up to 06 months after the loan amount is disbursed.
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Easy Top Up facility available
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UAE Nationals / Expats / PIO / OCI residing in UAE for last 02 years
For constructing, purchasing or renovating a house for owner occupier or investment purpose
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Age
Minimum – 21 years
Maximum- For salaried Class - 65- years at loan maturity
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For Others – 70- years at loan maturity
Limit - Min. – AED 200000 Max -AED 60000000
Interest Rate and Charges |
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Interest Rates
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Fixed plus Variable First 2 Years –4.90%p.a. fixed( reducing balance) 3rd Year onwards –2.00% over 3 months EIBOR with minimum of 4.50% Variable from Day one 2.00% plus 03 Months EIBOR with minimum of 3.50% p.a. |
Processing Fees |
New– 1.00% of loan amount or Max AED 25000/- Takeover – 0.50% of loan amount or Max. AED 25000/- |
Debt Management Tool/Guidelines as per Compliance of Consumer Protection Standards of CBUAE
WARNING: |

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Who can apply for a Home Loan?UAE Nationals, Indian Expatriate, PIO, OCI
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What is the minimum and maximum age required to apply for a Home Loan?
For salaried- Min. Age- 21 years Max. Age- 65 years
For others – Min. Age 21 years Max. Age- 70 years
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What is the maximum amount I can borrow under Home Loan?
You can borrow max. Up to 30 Million, for a residential property
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What is the Maximum Period up to which I can avail Home Loan?
You can avail home loan up to a max. Period of 20 years
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Do you offer early settlement of Home Loan?
Yes you can repay your home loan before maturity of loan
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What is the charge for early settlement?
We charge 1.00% + VAT of the outstanding Home Loan amount up to a max. of AED 10,000 as an early settlement fee.