Interest rates on GBP term deposits including Smart deposit w.e.f. 23/09/2022:

Tenor ROI
1 month to below 3 months 0.10%
3 months to below 6 months 0.10%
6 months to below 12 months 1.50%
12 months to below 24 months 1.75%
24 months to below 36 months 0.00%
36 months to below 60 months  0.00%
60 months 0.00%

Interest rates on EURO term deposits including Smart deposit w.e.f. 23/09/2022:

Tenor ROI
1 month to below 3 months 0.00%
3 months to below 6 months 0.10%
6 months to below 12 months 0.50%
12 months to below 24 months 1.00%
24 months to below 36 months 0.00%
36 months to below 60 months  0.00%
60 months 0.00%

Interest rates on USD term deposits including Smart deposit w.e.f. 04/10/2022:

Tenor ROI
1 month to below 3 months 2.25%
3 months to below 6 months 3.50%
6 months to below 12 months 3.85%
12 months to below 24 months 4.25%
24 months to below 36 months 4.30%
36 months to below 48 months  3.80%
48 months to 60 months 3.80%

Interest rates on AED term deposits including Smart deposit w.e.f. 04/10/2022:

Tenor ROI
1 month to below 3 months 1.75%
3 months to below 6 months 3.35%
6 months to below 12 months 3.85%
12 months to below 24 months 4.25%
24 months to below 36 months 4.30%
36 months to below 48 months  3.80%
48 months to 60 months 3.80%

Interest rates on USD/AED term deposits (recurring deposit) w.e.f. 04/10/2022:

Tenor ROI
12 months 4.25%
24 months 4.30%
36 months 3.80%
48 months 3.80%
60 months 3.80%

In case of premature closure of deposit, ROI applicable will be, ROI (contractual rate) for the actual period for which the deposit was held less 1.00% penal interest, if net interest rate after applying penal interest is negative then net interest to be marked as ZERO.

Above mentioned ROI for term deposits to be updated in the mentioned link:

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