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About Us

It all started with a visionary Maharaja's uncanny foresight into the future of trade and enterprising in his country, India. On 20th July 1908, under the Companies Act of 1897, and with a paid up capital of Rs 10 Lacs started the legend that has now translated into a strong, trustworthy financial body, the BANK OF BARODA.
It has been a wisely orchestrated growth, involving corporate wisdom, social pride and the vision of helping others grow, and growing itself in turn.
The founder, Maharaja Sayajirao Gaekwad, with his insight into the future, saw "a bank of this nature will prove a beneficial agency for lending, transmission, and deposit of money and will be a powerful factor in the development of art, industries and commerce of the State and adjoining territories."

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  • deposit-schemes
  • Loans Advances

Deposit Schemes

Bank of Baroda offers different type of deposit accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.

Current Account

For Corporates as well as for Individuals. Joint account facility for individuals. Nomination facility for individuals.

Short/ Fixed Deposits Schemes

For Corporates as well as for Individuals. Tenures range from 7 days to 5 years. Option to choose Fixed or Floating Rates. Interest option Monthly, Quarterly, Half yearly and Yearly. No Tax on Interest earning. Auto renewal facility. Premature payment (conditions apply). Joint account facility for individuals. Nomination facility for individuals. Loan facility against deposit.

Loans & Advances

We offer the following credit facilities in or outside UAE in any currency other then Dirham(AED). The branch shall provide credit to its clients ( Who can be a client ? ) as borrowers by way of Syndicated or bilateral lending, trade financing and other types of financing as follows.

Demand and Term Loans

We offer Demand loan and Term Loan facilities for project execution / other commercial / non commercial purposes.

Loan against deposit

We offer Loans / overdrafts to Non Resident Indians against their NRE/FCNR (B) deposits at Indian / other overseas branches of the bank and deposit holders at the DIFC branch.

Syndicated Loan

We offer facility for syndication of credit facilities as well as participate in Loan syndication/ Foreign Currency Term Loans (FCTL)/ ECB for Indian Corporates, Overseas Indian Joint Ventures and other corporates.

Working capital / Trade Finance

We offer various Trade Finance Services which include Issuance of Letter of Credit and Guarantees, Trust Receipts, Overdraft, Buyers credit, Export Bill Discounting and Purchase, Collection of Import and Export documentary bills, etc.

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