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  • Overview
  • We offer Loans / overdrafts to Non Resident Indians against their NRE/FCNR (B) deposits at Indian / other overseas branches of the bank and deposit holders at the DIFC branch.
  • We offer the following credit facilities in or outside UAE in any currency other than Dirham(AED). To know who can be a cleint kindly use the link "Who can be a client ".
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Frequently Asked Questions (FAQs)

  • What is a loan against deposit?

    A loan against deposit is when a bank or financial institution grants a loan to a customer, using their fixed deposit or savings account as collateral. The loan amount is usually a percentage of the deposit amount.

  • What types of deposits can be used for a loan against deposit?

    Loans/overdrafts offered to Non-Resident Indians (NRIs)

    • Collateral: NRE/FCNR (B) deposits at Indian/overseas branches of the bank.
    • Eligibility: NRIs and deposit holders at the DIFC branch.
    • Loan types: Loans and overdrafts available for NRIs against their deposits.
  • How much can I borrow through a loan Against deposit?

    The loan amount can be up to 90% of the deposit amount.

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