Line of Credit

  • Key Features
  • Eligibility
  • Charges
  • Apply Online

Key Features

  • The Scheme aims at providing single line of credit for meeting SME borrowers’ working capital requirement as well as long term requirements within the over all limit approved by the Bank.
  • Hassle free single line of credit for Working capital such as –
  • Over Draft,
  • Trust Receipts, BP/BD/LCD,
  • short term demand loans,
  • Letter of credits,
  • Bank Guarantees,
  • long term requirements will also be considered separately in addition to above if required
  • Loan amount: Upto AED 20 millions for working capital requirement
  • Specific Term Loans can be considered separately
  • Period: Working Capital requirement are renewable annually and long term loans for maximum period of 7 years


  • All business / Service concerns having sales turnover upto AED 100 millions
  • Security: Mortgage / Assignment of property / Possessory pledge / Cash Margin / personal Guarantee, etc.


  • Rate of interest*: Competitive Rate of interest prevailing at the time of sanction

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