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Contact us
If you are unable to keep your payments up to date, you should contact us as soon as possible as we may be able to help you. You can contact us at retailbanking@bankofbaroda-uae.ae indicating your Customer Information File (CIF) with details of your query and one of our Credit Counselors will get in touch with you on the registered contact details.
You can visit, at one of our branches, as per your convenience during business hours
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Is interest earned on my deposits kept with the branch subject to taxation ?
No. No Tax is levied on the interest earned on deposits in U. A. E.
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Can I deposit cash in my account ? Tell me the details of formalities, if any.
Yes. You can always deposit cash in your accounts. However, it is our experience that deposits by way of cheques are always more convenient and risk free.
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In case of remittance, how long does it take for funds to reach beneficiary?
Funds can be remitted in one of the following ways:
- Fund transfer to Bank of Baroda CBS branches instantaneously and to other Banks Branches having RTGS/NEFT Facility with in 24 Hours.
- Rapid Funds2India can be done from the following channels:
- Through all our ATMs
- Through Internet Banking (e-Banking)
- Through Mobile Banking
- Through our branches/EBSUs
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How can I open an account with your branch ?
Opening an account is very easy, provided you can furnish documentary evidence of your identification. Account opening form can be collected from our branch. This form contains list of documents required to be furnished for opening an account.
- For More information on Savings Account Click Here
- For More Information on Current Account Click Here
- For More Information on Special Current Account Click Here
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How to effectively manage your debt?
Pay on or before due date
Allocating fixed amount from monthly income against debt repayment.
It is always advisable to prepay your liability if you receive extra fund like bonus, allowances etc.
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What information the bank needs for effecting remittance of funds?
For making funds transfer, we need a duly filled up request form, which is available from our branch. Usually, in addition to your name, address , telephone # and identification #, similar particulars of beneficiary are also required to be filled up in this form. A copy of the Labour card is required for the Remittance above AED 2000/- along with the application form Any Remittance beyond AED 40,000 requires Passport and Work permit and also proof of source of funds to be remitted. For further clarification, you may contact us anytime during working hours.
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Why payment of credit on time is important?
If you repay loan/facilities outstanding on the due date it keeps your financial liabilities in order and it affects your credit score positively.
Any missed or late payment adversely affects your credit score. Failure to repay on due date; will be considered as a default event. Default in repayment would attract additional penalties and lead to series of issues like adverse impact on your credit score, legal action against you, enforcement of the security submitted by you etc.
In case of any unforeseen circumstances, if you start falling behind on your credit repayments it can be difficult to know what to do. It is important to know that while things can be difficult, you are not alone.
There are quick and easy things you can do and people you can talk with, to help you get your finances back on track.
Hence, it is important to act fast and get immediate help before falling behind on repayments. It would be prudent that you assess your financial health and manage your liabilities. You should speak to your creditors and agree a repayment solution.
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Do you levy any fees/ charges for collecting Cheques payable to me anywhere in UAE ?
Charges are levied as per CBUAE guidelines, if any.
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How can I know the rate of exchange for remittance in Indian rupee?
The rate of exchange of UAE Dirhams to Indian rupees is determined daily on the basis of market conditions of demand and supply. This rate can be ascertained from our branch by making telephonic call at any time during working hours or can be viewed by visiting our website. However, the actual exchange rate can be known at the time of remittance only.
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