Digital Banking

Digital Banking : bob World UAE

bob World UAE, our upgraded Mobile Banking application with all new features and completely new user interface .

Overview:

We unveil to you a new world of endless possibilities which has grown from a smaller to a bigger passion encompassing an all new digital experience. Presenting to you bob World UAE, the official Bank of Baroda’s Mobile Banking application (erstwhile known as M-Connect Plus UAE)

‘bob World UAE’ is the New Mobile Banking application of Bank of Baroda UAE, which has been completely upgraded from the previous app ‘M-Connect Plus UAE’, in terms of both user interface and services offered.

This app takes you through your Banking world, where you can access wide range of banking facilities right from simple Balance Enquiry to Rapid Funds to India.

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How to register?

• Submit a simple form to your base branch or use our other alternate delivery channel
• Your branch will register you for New mobile banking facility
• You will receive -4- digit mPIN (Mobile Banking password)

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How to activate?

• Download & install the bob World UAE app
• Launch the app > click confirm on silent SMS page
• Click confirm on OTP page
• Create your own application password (4 digit number)
• Read and accept Terms & Conditions
• mPIN change page : Enter the mPIN received through SMS and create your own mPIN (4 digit number)
• You are now ready to use a very Secure, Convenient & User friendly Mobile Banking application!

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Services offered:

Financial:

Fund transfer to self-linked accounts, third party accounts within Bank, Rapid Funds to India, FD/RD Account Opening, Credit Card payments etc.

Non-Financial:

Account Balance Enquiry, Mini statement, 360 degree view of account details, New cheque book request, Account Statement & Interest Certificate over Email, Transaction history, Reset application password, Change mPIN, Complaints & Feedback, Branch / ATM locator and many more.

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Terms & Condition:

Click Here

Digital Banking : ATMs

ATMs

Our bank’s widespread network of ATMs/Cash Dispensers make it easy and convenient for customers to bank 24 hours a day. With more than 44 ATMs set-up within the UAE, we ensure that you are never too far from an ATM. User-friendly graphic screens and easy to follow instructions in a language of your choice makes our ATM Banking a smooth experience. Bank of Baroda has partnered with Central Bank Switch for transacting with other banks

Bank Of Baroda's debit card is enabled with Contactless Transaction. Contactless transactions are capped to AED 500 each, and customer authentication (by entering the PIN for example) must be performed after three consecutive contactless transactions

Following services are free of cost at our ATMs:

• Cash withdrawal

• Cash deposit

• Balance inquiry

• Mini statement

• PIN change

• Rapid funds to India (Fund Transfer to India)

• Bulk Cheque Deposit (upto 20 leaves)

Digital Banking : Debit card

Bank is currently issuing Visa Classic and Visa Gold EMV card variants. It is a Card with ‘Chip & PIN’ features along with the magnetic stripe. Debit card can be used at ATMs, POS terminals or for ecommerce transactions.

Debit Card Features & limits:

Territory’s Debit Cards are proprietary EMV and contactless feature enabled Debit Cards and Bank is also a member of International Card Scheme operated by VISA.

Debit Cards can be used in any ATM in GCC countries (GCC-Net Enabled Countries) or VISA enabled ATM for cash withdrawal & balance enquiry. There are some additional facilities which customer can also perform on Bank of Baroda ATM only, such as Cash Deposit, Mini Statement, Pin Generation, Rapid Funds 2 India etc.

Bank of Baroda is currently issuing two variants of Debit Cards:

1. VISA Classic Debit Card
2. VISA Gold Debit Card

VISA Classic Debit Card	Per Transaction Limit	Per Day Limit	No. of Txns. Allowed Per Day
Cash Withdrawal	AED 10,000	AED 20,000	10
Cash Deposit (Individual customer)	AED 40,000	AED 40,000
Cash Deposit (Corporate customer)	AED 200,000	AED 200,000
Rapid Funds to India (RFI)	AED 40,000	AED 40,000
POS & e-Commerce	AED 15,000	AED 25,000
Cash on Mobile	AED 2,000	AED 5,000
Contact-less transaction	AED 500	AED 500

VISA Gold Debit Card	Per Transaction Limit	Per Day Limit	No. of Txns. Allowed Per Day
Cash Withdrawal	AED 15,000	AED 25,000	10
Cash Deposit (Individual customer)	AED 40,000	AED 40,000
Cash Deposit (Corporate customer)	AED 200,000	AED 200,000
Rapid Funds to India (RFI)	AED 40,000	AED 40,000
POS & e-Commerce	AED 25,000	AED 50,000
Cash on Mobile	AED 2,000	AED 5,000
Contact-less transaction*	AED 500	AED 500

*Every Debit Card transaction is PIN or OTP enabled except contact less transactions and following conditions will be applicable if contactless transactions is being initiated:

IF CONTACTLESS TRANSACTION AMOUNT LESS THAN OR EQUAL TO AED 500	PIN NOT REQUIRED
IF CONTACTLESS TRANSACTION AMOUNT EXCEEDS AED 500	PIN REQUIRED
UP TO 3 CONTACLESS TRANSACTION PER DAY	PIN NOT REQUIRED
4TH CONTACTLESS TRANSACTION ONWARDS	PIN REQUIRED

• The Bank is compliant with PCI DSS standards