Single account, twin advantage
Current and savings account in one! Know more.
Baroda Happiness Twin Account ( Current & Savings)
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Key features
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Documents Required
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Charges
Baroda Happiness Twin Account ( Current & Savings) : Key features
- Account for any resident Individuals who are Indian national including Person of Indian Origin.
- Account in the name of minor can be opened till he/she become major (i.e., 21 years of age) provided the account will be operated by natural guardian only i.e., father or mother of minor
- If monthly salary/income is less than AED 4,000, Happiness salary savings account and Happiness NRE account is available
- Local A/c can be opened in AED only and NRE account is opened in Indian Rupees.
- Interest *0.40% p.a. (subject to change)
- No cheque book facility
- Debit card/ Internet Banking/Mobile Banking facility available
- All A/cs are opened based on KYC guidelines as prescribed by the Central Bank of the UAE
- Remittance to India through ATM/Internet Banking/Mobile Banking
Baroda Happiness Twin Account ( Current & Savings) : Documents Required
- Duly filled account opening application form (signed in front of bank officials)
- Photocopy of valid passport including address page and valid VISA page
- Copy of valid Emirates ID
- Photocopy of valid labour contract (in case of salary account)
- No objection certificate from sponsor
- Two recent passport-size photographs
- Copy of Tenancy contract/Ejari wherever applicable
- Copy of PAN Card
- Copy of Aadhar Card
- Original documents to be presented for verification
Baroda Happiness Twin Account ( Current & Savings) : Charges
As applicable from time to time, please refer Service charges guidelines separately or click Service charges to see more details.
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How do I open a personal banking account at Bank of Baroda UAE?
- Visit our website and navigate to the personal banking
- Choose the account you want to open and click on "Apply Now".
- Fill in your personal information and submit the application.
- Await contact from our executive.
Alternatively, visit our branch, EBSU in-person to apply or contact our 24*7 toll-free call centre at 800-BARODA (227632) for personal banking services.
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What services and products are available with a personal banking account?
- Bank of Baroda UAE offers various personal banking services including digital banking- internet and mobile banking.
- We provide many types of personal banking options such as vehicle, property, and home loans.
- An NRI desk is available at the Al Karama Dubai Branch to serve the needs of NRI customers.
- Safe deposit boxes are available for customers to securely store valuable items.
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What types of loans and other financial products are available to personal banking customers?
Personal banking customers have access to a variety of loans and financial products.
- Popular options include car loans, top-up loans, salary-linked personal loans, home loans, and loan against property.
- These personal banking products cater to diverse financial needs, such as purchasing a car or home, or addressing short-term financial obligations.
