Single account, twin advantage

Current and savings account in one! Know more.

  • Key features
  • Documents Required
  • Charges

Baroda Happiness Twin Account ( Current & Savings) : Key features

  • Account for any resident Individuals who are Indian national including Person of Indian Origin.
  • Account in the name of minor can be opened till he/she become major (i.e., 21 years of age) provided the account will be operated by natural guardian only i.e., father or mother of minor
  • If monthly salary/income is less than AED 4,000, Happiness salary savings account and Happiness NRE account is available
  • Local A/c can be opened in AED only and NRE account is opened in Indian Rupees.
  • Interest *0.40% p.a. (subject to change)
  • No cheque book facility
  • Debit card/ Internet Banking/Mobile Banking facility available
  • All A/cs are opened based on KYC guidelines as prescribed by the Central Bank of the UAE
  • Remittance to India through ATM/Internet Banking/Mobile Banking

Baroda Happiness Twin Account ( Current & Savings) : Documents Required

  • Duly filled account opening application form (signed in front of bank officials)
  • Photocopy of valid passport including address page and valid VISA page
  • Copy of valid Emirates ID
  • Photocopy of valid labour contract (in case of salary account)
  • No objection certificate from sponsor
  • Two recent passport-size photographs
  • Copy of Tenancy contract/Ejari wherever applicable
  • Copy of PAN Card
  • Copy of Aadhar Card
  • Original documents to be presented for verification

Baroda Happiness Twin Account ( Current & Savings) : Charges

  • As applicable from time to time, please refer Service charges guidelines separately or click Service charges to see more details.

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