Single account, twin advantage

Current and savings account in one! Know more.

  • Key features
  • Documents Required
  • Charges

Baroda Happiness Twin Account ( Current & Savings) : Key features

  • Account for any resident Individuals who are Indian national including Person of Indian Origin.
  • Account in the name of minor can be opened till he/she become major (i.e., 21 years of age) provided the account will be operated by natural guardian only i.e., father or mother of minor
  • If monthly salary/income is less than AED 4,000, Happiness salary savings account and Happiness NRE account is available
  • Local A/c can be opened in AED only and NRE account is opened in Indian Rupees.
  • Interest *0.40% p.a. (subject to change)
  • No cheque book facility
  • Debit card/ Internet Banking/Mobile Banking facility available
  • All A/cs are opened based on KYC guidelines as prescribed by the Central Bank of the UAE
  • Remittance to India through ATM/Internet Banking/Mobile Banking

Baroda Happiness Twin Account ( Current & Savings) : Documents Required

  • Duly filled account opening application form (signed in front of bank officials)
  • Photocopy of valid passport including address page and valid VISA page
  • Copy of valid Emirates ID
  • Photocopy of valid labour contract (in case of salary account)
  • No objection certificate from sponsor
  • Two recent passport-size photographs
  • Copy of Tenancy contract/Ejari wherever applicable
  • Copy of PAN Card
  • Copy of Aadhar Card
  • Original documents to be presented for verification

Baroda Happiness Twin Account ( Current & Savings) : Charges

  • As applicable from time to time, please refer Service charges guidelines separately or click Service charges to see more details.

Frequently Asked Questions (FAQs)

  • How do I open a personal banking account at Bank of Baroda UAE?
    • Visit our website and navigate to the personal banking
    • Choose the account you want to open and click on "Apply Now".
    • Fill in your personal information and submit the application.
    • Await contact from our executive.

    Alternatively, visit our branch, EBSU in-person to apply or contact our 24*7 toll-free call centre at 800-BARODA (227632) for personal banking services.

  • What services and products are available with a personal banking account?
    • Bank of Baroda UAE offers various personal banking services including digital banking- internet and mobile banking.
    • We provide many types of personal banking options such as vehicle, property, and home loans.
    • An NRI desk is available at the Al Karama Dubai Branch to serve the needs of NRI customers.
    • Safe deposit boxes are available for customers to securely store valuable items.
  • What types of loans and other financial products are available to personal banking customers?

    Personal banking customers have access to a variety of loans and financial products.

    • Popular options include car loans, top-up loans, salary-linked personal loans, home loans, and loan against property.
    • These personal banking products cater to diverse financial needs, such as purchasing a car or home, or addressing short-term financial obligations.
We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, please click here. By continuing to browse this website, you consent to our use of cookies.