The bridge to success.
Loans with low processing charges from BoB.
Overdraft/Loan Against Property
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Key Features
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Eligibility
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Charges
Overdraft/Loan Against Property : Key Features
Facility for any purpose other than speculation in the form of overdraft/loan
Amount of loan:
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Salaried employees - up to 36 times of net monthly income
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Self-employed - up to 3.5 times of net annual income (average of last 3 years)
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Low processing charges
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Online sanction
Overdraft/Loan Against Property : Eligibility
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Individuals: Salaried employees, professional, self-employed, businessmen and others are eligible for this loan
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Age: Minimum: 21 years, Maximum: 60 years
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Income Criteria: Minimum gross annual income: AED 60,000
Overdraft/Loan Against Property : Charges
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Rate of interest*: 12% p.a.
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Repayment period:
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Overdraft - 12 months
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Loan - Maximum 84 months
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