A great business plan needs transactional flexibility

Unlimited transactions, only with BoB current account.

  • Key Features
  • Documents Required
  • Charges

Current Account (Individual) : Key Features

  • Account for any resident Individuals who are either GCC Nationals or Indian national including Person of Indian Origin.
  • Account in the name of minor can be opened till he/she become major (i.e., 21 years of age) provided the account will be operated by natural guardian only i.e., father or mother of minor
  • A/c can be opened in AED & USD currency only
  • Joint Account is permitted with operating instructions of Jointly, Any one only.
  • Opened basically for Savings purpose with cheque book facility.
  • Cheque Book issuance subjected to satisfactory AECB Report

Current Account (Individual) : Documents Required

  • Duly filled account opening application form (signed in front of bank officials)
  • Photocopy of valid passport including address page and valid VISA page
  • Copy of valid Emirates ID
  • Photocopy of valid labour contract (in case of salary account)
  • No objection certificate from sponsor
  • Two recent passport-size photographs
  • Copy of Tenancy contract/Ejari wherever applicable
  • Original documents to be presented for verification

Current Account (Individual) : Charges

  • As applicable from time to time, please refer Service charges guidelines separately or click Service charges to see more details.

Frequently Asked Questions (FAQs)

  • How do I open a personal banking account at Bank of Baroda UAE?
    • Visit our website and navigate to the personal banking
    • Choose the account you want to open and click on "Apply Now".
    • Fill in your personal information and submit the application.
    • Await contact from our executive.

    Alternatively, visit our branch, EBSU in-person to apply or contact our 24*7 toll-free call centre at 800-BARODA (227632) for personal banking services.

  • What services and products are available with a personal banking account?
    • Bank of Baroda UAE offers various personal banking services including digital banking- internet and mobile banking.
    • We provide many types of personal banking options such as vehicle, property, and home loans.
    • An NRI desk is available at the Al Karama Dubai Branch to serve the needs of NRI customers.
    • Safe deposit boxes are available for customers to securely store valuable items.
  • What types of loans and other financial products are available to personal banking customers?

    Personal banking customers have access to a variety of loans and financial products.

    • Popular options include car loans, top-up loans, salary-linked personal loans, home loans, and loan against property.
    • These personal banking products cater to diverse financial needs, such as purchasing a car or home, or addressing short-term financial obligations.
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