Your trusted partner for dreams coming true.
Easy and flexible loan repayment options.
Top up Loan
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Key Features
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Eligibility
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Charges
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Warning Box
Top up Loan : Key Features
- Higher limit up to AED 5000000
- Repayment period allowed up to residual period of existing Home loan
- Low interest rate
- Low Processing Fee
- No Hidden Charges
- Interest charges on Daily Reducing Balance
Top up Loan : Eligibility
- Existing home loan borrowers having satisfactory conduct in account
- For constructing, purchasing or renovating a house for owner occupier or investment purpose
- Age
- Minimum – 21 years
- Maximum- For salaried Class - 65- years at loan maturity For Others – 70- years at loan maturity
- Limit - Min. – AED 100000/- Max -AED 5000000/-
Top up Loan : Charges
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Processing Fees-1.00% of loan amount max – AED 25,000/- |
Top up Loan : Warning Box
Debt Management Tool/Guidelines as per Compliance of Consumer Protection Standards of CBUAE
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WARNING: |
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Who can apply for a Top up Loan?Existing Home Loan borrowers of Bank of Baroda having satisfactory Conduct in account
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What is the maximum amount I can borrow under this scheme?
You can borrow max. Up to AED 5 Million
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What is the Maximum Period up to which I can avail Top Loan?
You can avail Top up Loan maximum up to residual period of existing Home Loan.
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Do you offer early settlement of Top up Loan?
Yes, you can repay your Top up loan before maturity of loan
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What is the charge for early settlement?
We charge 1.00% + VAT of the outstanding Loan amount up to a max. of AED 10,000 as an early settlement fee.
