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Baroda home Loans offer you the flexibility for acquiring ready to occupy house / flat from developers or by choosing re- sale properties and also takeover of from other banks.
*Terms & Conditions apply.
|Rate of Interest||5.50 % (3 % below base rate)||6.5 % (2 % below base rate)|
|Margin||Margin 50% (of which cash margin may constitute 25 % in the form of FDR) & interest to be reset every year at the time of review||40%|
Processing Charges *:
1% of loan amount with a max. of AED 25000/-
a) If amount prepaid within a year from the date of saction - 3% of outstanding amount.
b) If the amount is prepaid between 1 - 3 years date of saction - 2% outstanding amount.
c) If the amount is prepaid between 3 - 5 years date of saction - 1% outstanding amount.
d) If the amount is prepaid after 5 years from the date of saction - No penalty is to be levied.
*Terms: Rates and charges are subject to change from time to time
Plot No. 3180430
Umm Hurair Building
Al Doha Street, Karama
P.O Box No. 3162
T : +971 4 313 6666
T : +971 4 316 6600