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24 June 2021
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Overdraft/Loan Against Property

  • Key Features
  • Eligibility
  • Charges
  • Apply Online

Key Features

Facility for any purpose other than speculation in the form of overdraft / loan

Amount of Loan:     

  • Salaried Employees - up to 36 times of net monthly income
  • Self-employed - up to 3.5 times of net annual income (average of last 3 years)
  • Salaried Employees - up to 36 times of net monthly income
  • Self-employed - up to 3.5 times of net annual income (average of last 3 years)
  • Low Processing charges
  • Online sanction

Eligibility

  • Individuals: Salaried employees, Professional, self employed, businessmen & others are eligible for this loan
  • Age: Mininmum: 21 years,Maximum : 60 years
  • Income Criteria: Minimum gross annual income: AED 60,000/-

 

Charges

 

  • Rate of Interest*: 12% p.a.
  • Repayment period:
  1. Overdraft - 12 months
  2. Loan - Maximum 84 months

Apply Online

Occupation Details

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Application Form

Bank of Baroda

Plot No. 3180430
Umm Hurair Building
Al Doha Street, Karama
Dubai, UAE
P.O Box No. 3162

T : +971 4 313 6666

T : +971 4 316 6600

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